Our services and website are intended solely for individuals who are 18 years of age or older. We do not knowingly collect personal information from anyone under 18. If you are under 18, please do not submit any information through our website. If we become aware that we have inadvertently collected information from a minor, we will delete it promptly.
We collect only the information necessary to provide bookkeeping and fractional CFO services. This includes:
We do not collect Social Security numbers, payment card numbers, or sensitive personal information through our website.
We use the information we collect to:
By providing your email address or phone number, you consent to being contacted by 10.4 Financial through those channels for service-related and marketing communications. You may opt out of marketing communications at any time by replying "STOP" to any SMS, clicking "Unsubscribe" in any email, or contacting us directly. Opting out of marketing does not affect communications related to active service engagements.
Our website uses cookies and similar tracking technologies for two purposes:
By continuing to use our website, you consent to the use of these cookies. Most browsers allow you to refuse or delete cookies through their settings.
We share your information only with trusted third-party service providers who assist us in operating our business. These parties are contractually obligated to protect your data and may not use it for any other purpose. Current providers include:
We do not sell, rent, or trade your personal information to any third party for their own marketing purposes.
As a financial services firm, 10.4 Financial is subject to the Gramm-Leach-Bliley Act (GLBA) and the FTC Safeguards Rule. Client financial information is handled under our separate Notice of Privacy Practices provided at the time of engagement. We maintain administrative, technical, and physical safeguards to protect nonpublic personal financial information in accordance with applicable federal law.
We retain your personal information for as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce our agreements. When data is no longer needed, we dispose of it securely.
You have the right to:
To exercise any of these rights, contact us using the information in Section 11.
We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of this page. We encourage you to review this policy periodically. Continued use of our website after any changes constitutes your acceptance of the updated policy.
If you have questions, concerns, or requests related to this Privacy Policy, please reach out:
This policy is intended to comply with applicable federal privacy law and general best practices for businesses operating in the State of Arizona. Arizona does not currently have a comprehensive consumer data privacy statute equivalent to the California Consumer Privacy Act (CCPA). This document does not constitute legal advice. 10.4 Financial recommends periodic review by a licensed attorney.